Attention homeowners: Real estate appraisal services for in Portland and San Patricio County
The top seven reasons TX homeowners hire JM Hall Appraisals:
Own a house in or near Portland, TX and need help determining the price of it?
At JM Hall Appraisals, we understand the special needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at JM Hall Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours. Need to remove PMI?A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experts in helping homeowners just like you do away with unwanted and unneeded PMI insurance. Challenging San Patricio county's assessment of your propertyYour local tax assessor may have your house overvalued if your house not appreciating as much as other properties nearby. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal from JM Hall Appraisals is your number one weapon when challenging your property tax assessment. HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. JM Hall Appraisals can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? JM Hall Appraisals offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home. |